Your bad spending habits…

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Czah5
Czah5
4 months ago

I used to have people in school try to convince me that the only reason I could play music is because I could afford instruments… while they were wearing sneakers that cost more than my entire rigged setup.

Ryan Wilson
Ryan Wilson
4 months ago

My mom raised me on less than 10 grand a year in the 90s. I was happy, I always ate, in fact I was a picky eater so I would eat out a lot while mom didn’t. I had a SNES and got all the toys I wanted. Now days people making 30-100k a year life paycheck to paycheck yet have a thousand dollar phone and eat out all the time.

Prostagma
Prostagma
4 months ago

I live on 500 bucks a month or 6k a year and at 23 i own my own apartment its a small af but at least I'm doing much better than people my age

Cyka_Delik
Cyka_Delik
4 months ago

I’ve been spending too much money on crypto during this crash

Nataph Legacy
Nataph Legacy
4 months ago

Live under your means.

brent778
brent778
4 months ago

"I'm living paycheck to paycheck"…as if there was some magical time in history where everyone had a million dollars in savings.

Campin_Sasquatch
Campin_Sasquatch
4 months ago

$100K?? Paycheck to PAYCHECK? who did they survey? You can give some people a million dollars and they'll go broke. Millennial here making half of that, but I still automatically put away 25-30% of my paycheck. Then I BUDGET the rest for my bills (yes I have rent and bills). I personally since I live in a big city basically AND work from home I have no car. I think its bizarre for people to say things that are "needs" when they don't I understand that shelter, food and electricity are NEEDS. If you know how to cook and meal plan it is cheaper to cook yourself! Ok rant over lol

Rudy432
Rudy432
4 months ago

I’ll admit as recent as last year I was living paycheck to paycheck because of wreckless spending but I started budgeting now I save 15-20% of every check for rainy days. I’ll admit I still got a lot to improve I still buy dumb shit but I’m getting there.

Boogie Boo
Boogie Boo
4 months ago

It's definitely not expensive to eat healthy. People keep confusing healthy for organic, which can be expensive depending on where you live and what you're buying.

Nataph Legacy
Nataph Legacy
4 months ago

100 thousandnaires.

The Playmaker Juggernaut
The Playmaker Juggernaut
4 months ago

I wish I was making that much, no kids, a girlfriend, and a college graduate but no luck like this. Wasting over 100k.

JustCallMeInsane
JustCallMeInsane
4 months ago

Bought drumsticks in a pack for 4.92, a total of 12, some BBQ sauce for maybe 5 bucks, and made my own baked BBQ chicken legs. already had the other seasonings (pepper, spices, etc.), so it came to .85 or so per drumstick. I now have enough to eat for three meals for three days, and for two people.

The more I do this, the more I don't understand why people aren't doing this more often.

Prostagma
Prostagma
4 months ago

At my local farmers market cabbage is like 7 cents a pound for 8 dollars you could make so much cabbage and to tomato soup and it's apparently calorie negative so you burn more energy digesting it than you do get out of it eating healthy isn't expensive being an small minded unresourcefulll idiot is

Florida Fool
Florida Fool
4 months ago

Millennials have a bad case of DarkSydePhil Syndrome.

natashka1982
natashka1982
4 months ago

Preach, Eric!

Jack Mcslay
Jack Mcslay
4 months ago

I'm pretty positive earning U$100k/yr puts you well among the top 1% highest earters worldwide. Yet I guarantee these are the people who would scream "we are the 99%"

Brent Prosser
Brent Prosser
4 months ago

Let’s be honest, it ain’t just them. When I was young, I came across Dave Ramsey and have lived by his wisdom since then. I decided to help others with this, at no charge whatsoever. I give them the book, I give them budgeting sheets I made up, I show them how it works, and then I’m here for them after the initial talks. There are couples out there that bring down over $200k and they don’t have two nickels to rub together. My boss is 10 years older than me and he can’t understand how I live and he keeps asking how I do it but won’t ever change himself. It’s embarrassing. But the stupid ass kids learned it from their stupid ass parents. Fuck em. Let me starve. I’ll keep trying to help, but when they won’t listen, I wash my hands of them.

Exile Media Productions/Number 1 Exile Animation
Exile Media Productions/Number 1 Exile Animation
4 months ago

Rotisserie chicken on average goes for 6.99 and can last 4 days of lunches if you obey proper portions and look for a shop with a decent size bird. A container of baby spinach is normally around 3 to 4 bucks will last a week. Apples are 1.79 per lb. A dozen eggs are less than 5 dollars. How does that sound more expensive than the McDonald’s value menu to some of these people? Those were just a few things. A jar of pasta sauce 6 bucks and noodles 2 dollars a pack. That’s all while avoiding the existence of the dollar stores or growing your own herbs or vegetables indoors or outdoors. It’s very easy to grow mushrooms for cheap. McDonald’s one meal is about 8.99 per person. Even the dollar menu is now closer to the 1.75 or 3 bucks menu.

Christopher Zajonskowski
Christopher Zajonskowski
4 months ago

Realistically, you can eat nearly a week with 8 bucks. Not particularily good, but enough and with slight differentiation of the ingredients to make for something you can do for a while without really getting tired of it. So let's just say that 20-25 bucks a week should suffice for a week per person to eat reliably and even healthy.

So while this is a somewhat revealing comparison there are other aspects of spending habits that are way more impressive. Like I can remember a time where spending 10 bucks a month on 'electronic communication' was already incredible – today we easily spend 20-50 bucks just for mobile & network services – and let's not talk about how many people invest 500 bucks upwards every other year just on things like smartphones… I know people who never drove a care worth more than this in their life – and they still only 'update' their vehicles every 5-7 years – but those people wouldn't consider themselves as being poor or something – they just didn't care as long as it brought them to their jobs and back.

We shouldn't feel guilt for the luxury we live in imho – but we still have to recognize that even the last few decades increased the living standards in the west significantly – IF you consider technical advancements highly rated in regards to living standards that is. But if you take 'reasonable living standards' and don't count people living in big cities – I would accept someone with about 1.500 bucks/month net income telling me that they live paycheck to paycheck – if you substract 'regular' behavior, some luxury, holidays, etc. that sound pretty normal. Even someone with 2k/mth net income would be able to be in such situation, if we consider some extra hobbies or if they have some non-standard reliabilities.

The problem here is definitely the 'bracket' this statistic is using – 10k is WAY OUT of line with those lower incomes. So without digging into the actual findings and numbers it could just be that 99% of people with incomes around 1.5k are struggling – and some few percent of those with 10k – what makes a twisted average that tells us nothing at all. But if they REALLY found a significant portion of people earning – let's say – something between 5 to 10k considering themselves that way, of course there clearly has to be something wrong with their personal choices in life.

SterlingK Art
SterlingK Art
4 months ago

The thing is these people honestly need to stop overspending their money on unnecessary streaming services, travelling on a consistent basis and thier Signature Deluxe Disney Passes.

If the actually budget their funds, theyd realize theyre spending too much on bullsh*t

Life on Leo
Life on Leo
4 months ago

So true, you told no Cap. I had bad spending habits but the pandemic made me reevaluate my spending habits real fast.

Rando Woolf
Rando Woolf
4 months ago

When I was homeless I took full responsibility and turned my life around. The longer you stay stagnant the more entrenched you become

Gr3nadgr3gory
Gr3nadgr3gory
4 months ago

I make 14 an hour and the only reason I live paycheck to paycheck is because I make poor choices. I eat out too much and probaly smoke too much. At least I know what to do to help. Hell I've even started going out less.

Glen Waldrop
Glen Waldrop
4 months ago

Dude, I've raised two kids and the third is in process. We've never made 100K a year combined.

Even kids don't hit you that hard. It's far more bad choices involved.

Isenhart
Isenhart
4 months ago

I've a relative always crying poverty. They also smoke a pack a day, never eat at home, and spend about 300 a month on an online game loot box system. The problems are right there and plain to see, but will never be corrected.

But for those who are willing to try, one of the BEST ways to save is to learn to cook. This is the information age – there's no excuse to not just open a youtube page and learn some prep skills. Make stocks, sauces, stews and peasant dishes. It can be as easy as throwing stuff in a crock pot. You can make really nutritionally valuable foods with scraps, tough cuts and ends.

Related to that note, and if you have the space, start a vegetable garden. It goes hand in hand with the cooking skill, and will save you a lot of money because food costs are going up and up. Depending on your zone, some veggies grow better than others, and certain ones almost grow like weeds.

C.P. Browne
C.P. Browne
4 months ago

I'm old. There's something we used to do when we didn't have the money to get what we wanted. Without.

RB Hayek
RB Hayek
4 months ago

Had a disagreement with my friend.

HER: You NEED roommate to live comfortably these days.
ME: No, you don't. All you have to do is budget according to what you can afford.
HER: Noooo….you need a roommate. Stop looking down on ppl with roommates.
ME: I am not, I am just stating that it can be done.
HER: No it can't. Maybe in our parents age, but not ours.
ME: It can be done.

Carlos Ivan Zuñiga Torres
Carlos Ivan Zuñiga Torres
4 months ago

Lol i live in México, me and my girlfriend survive just fine with $400 per month 😂

Richard Doyle
Richard Doyle
4 months ago

Perhaps watching garbage on Disney+(?) is to blame.
All the while spooning Unilever's $4.99 pint B&J Cherry Garcia.
Thanks Pelosi.

gamejaw
gamejaw
4 months ago

im living pay check to pay check because i have no credit i buy name brand everything i go to the movies and out to eat 3 times a week upgrade phone every year have 18 streaming services and spend 300 dollars on shoes i deserve 30 dollars an hour at McDonalds

Alice Fox
Alice Fox
4 months ago

One thing that i was taught when i was younger is that saving money, shopping smart, and minimizing debt is a quick way to add more to your wealth. Money saved is money earned.

Indrid Cold
Indrid Cold
4 months ago

Too bad they don't teach economics in schools. Or at home.

twistedmetalplayer21
twistedmetalplayer21
4 months ago

"I live paycheck to paycheck"

Lemme guess, you got an expensive iPhone, Gucci purse, maybe a cabinet full of wine/booze, ziplock full of weed, pizza boxes everywhere from your favorite delivery place and you use Uber/UberEats alot?

Yeah, I can see the reason why. How about you buy a bike or learn to walk? How about you buy food from a store which can last you? (For me I buy cans of Chili, boxes of Mac N Cheese, Rice meals, and milk for Cereal). This allows me to go 3 weeks worth of food which, guess what, i get paid every 2 weeks so I have a week of food left over. Now let's see, I am lucky enough not to have medication from doctors because im not an idiot who thinks I need Anti-depressants, so that just leaves the vitamin pills I take along with N.A.C. to flush out any SARS-CoV-2 spike proteins. In total $40, easy, rest of the money goes to buying more milk and the same list of foods.

Spend wisely.

No Name
No Name
4 months ago

Make like 30k a year…looks like 30k is greater than 100k cause I don’t be struggle like this. People just ain’t good with their money.

TheOracle8191
TheOracle8191
4 months ago

Hey Eric, you willing to debate Vaush on Timcast? I'd love to see it.

P12ooF
P12ooF
4 months ago

How the fuck you living pay check to paycheck on 100k+??? I mean I get living in NY or NJ but I live in an expensive blue state and I'm stacking at 90k a year… People are just stupid my guy…

Scott Brown
Scott Brown
4 months ago

I work landscaping punching the clock. I bought a house on Cape mfing Cod dude. Look up the real estate market here lol it’s not how much you make, it’s how much you KEEP. If you’re living paycheck to paycheck on $100k a year, I have some advice to alleviate your problem; stop smoking crack

Wrathicus Maximus
Wrathicus Maximus
4 months ago

It’s the “appearance” of having shit that people are always chasing. I’m driving a 17 year old car, not because I cannot afford a new car, but because there’s nothing wrong with this one because I’ve taken care of it, and I don’t care what someone else thinks. I think that’s a major issue. People want to show off to random passer bys to feel better somehow.

J H
J H
4 months ago

Healthy finances is like a healthy body.
It's more about what you spend your money on (what you eat)
less about how much you work/make (how much you exercise).

Prestige Worldwide
Prestige Worldwide
4 months ago

MADE $154K LAST YEAR WORKING TWO FULL TIME JOBS AND I WAS ALSO PAYCHECK TO PAYCHECK…WHY? CAUSE EVERY FREE DOLLAR WENT INTO THE STOCK MARKET, CRYPTO, GUNS AND AMMO….AND BOOZE

Echrono The miserable
Echrono The miserable
4 months ago

Fuck man if I made a 100k a year, I’d have a good house by my late 30’s. I’m only making a quarter of that and I’m living relatively comfortably so I couldn’t imagine making that much money

saughs
saughs
4 months ago

I was saving money in a not-so-cheap city back when I made 38k a year…and my coworker who made much more than I did was complaining that he couldn’t live on what he was making. Just blows my mind.

The Insatiable Mr. Dong
The Insatiable Mr. Dong
4 months ago

judging by your background you spent more Than you earn but then again you are a "Rapper"

Oh hi there 👋
It’s nice to meet you.

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